As per IRDAI circular IRDA/ Int/ GDL /ORD/ 183 /10/2015, Dated 26th October 2015, The Authority has observed that there are number of persons who are involved in undertaking simple and routine activities pertaining to solicitations and marketing’s of Insurance policies. For e.g. bulk of products in motor insurance, travel insurance, personal accident insurance, etc. require very little underwriting. These happen to be largely pre underwritten products wherein based on the information provided by the prospect, the insurance policy is automatically generated by the system.
Point of Sales Person
POS “Point of Sales Person” or Insurance Agent means an individual who possess the minimum qualification, has undergone training and passed the examination specified in the IRDAI guideline.
Every POS is identified by the respectively owned Aadhaar Card Number or PAN card number.
The POS should be at least 10th pass-out.
The Training Module is available on National Institute of Electronic and Information Technology website as approved by Authority.
POS shall be sponsored to NIELIT, by the Insurance company or the Insurance intermediary who is sponsoring the individual.
On successfully passing the examination, the individual will be issued a letter by NIELIT certifying him/her to be a “Point of Sales Person”
Products Solicited and marketed by “Point of sales Person”
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